Reading initiatives




Proceeding from the Initiative of His Highness Sheikh Khalifa bin Zayed Al Nahyan, may Allah protect him, and

Pursuant to the National Strategy for Innovation launched by His Highness Sheikh Mohammed bin Rashid Al Maktoum, UAE Vice President, Prime Minister and Ruler of Dubai, which aims to make

The UAE the most innovative country in the world


For the purpose of supporting innovation in the field of insurance, the Insurance Authority announces an invitation to UAE citizen students from universities, colleges and higher institutes in the State to participate in the Three Best Innovations Competition at the UAE level in the Insurance Sector under the title:


Innovation is our goal and development is our target


It is a unique contest at the local level, designed to encourage innovation and development of the Insurance Sector through designing smart electronic applications for the Authority in several areas such as insurance awareness and the desktop and field inspection and auditing system of the Authority as well as other systems.


Through the Competition, the best three innovations in the field of insurance submitted by students will be selected to choose the best smart application.  Priority will be given to the applications that will help the development of the Insurance Sector and can be applied and implemented in practice.


General Conditions:

  1. The applicant must be a UAE national student from universities, colleges and higher institutes in the State that are approved by the UAE Ministry of Education and Scientific Research.
  1. The age of the applicant is no more than 45 years.
  1. An overview of the project, its idea and its importance to the UAE Insurance Sector must be submitted in Arabic.
  1. A successful idea can be shared by two or more persons.
  1. There will be coordination between the Authority and each university or institute for the purpose of selecting the best two innovations to participate in the grand competition at the level of UAE universities and institutes.
  1. Applications shall be submitted as of 12/12/2015 up to 12/03/2016
  1. The Authority shall form a committee of five members, including university professors for the purpose of the final evaluation process.  The decision of the Committee shall be final.
  1. Evaluation Ratings:
  • 50 points for the project's contribution to the innovation or solution of a problem facing the Insurance Sector in the State.
  • 20 points for fitness to implementation in practice.
  • 15 points for ease of applicability
  • 15 points for speed of applicability
  1. The Competition Committee may reject or exclude any submitted work without providing any reasons.
  1. The Authority shall have the right to publish innovative ideas presented or print, publish and distribute the winner ones.
  1. Registration and participation shall be by filling the special form available on the website of the Insurance Authority.
  1. The Authority does not assume any liability towards the ownership of the ideas submitted for the award and idea presenter must assume such liability.



  • The prize for the best scientific or technical innovation at the state level will be 30 Thousand Dirhams.
  • The prize for the second best scientific or technical innovation at the state level will be 20 Thousand Dirhams.
  • The prize for the third best scientific or technical innovation at the state level will be 10 Thousand Dirhams.


For inquiries, please e-mail to